WHO IT'S FOR
Working together to create one clear engagement.
Recruitment agencies stay the engager, with control of the worker relationship and commercial terms. Workers get a transparent experience, clear pay, itemised deductions and a single place to go for support.
FOR RECRUITMENT AGENCIES
Your workers. Your terms. Your control.
Kova runs the workforce operation behind your agency, onboarding, payroll, compliance and reporting, while you keep full control of the worker relationship, the data and the commercial terms, and you control the risk.

Keep the worker relationship close
Your workers stay central to your business. Kova helps you keep control of the relationship, data and experience, while our team runs the operation behind it.
Visibility over pay and deductions
Clear weekly pricing and transparent workflows reduce confusion and protect trust. Our payroll team manages the detail; you get clean reporting.
Stronger compliance evidence
Structured workflows help agencies evidence onboarding, engagement and payroll decisions, backed by specialists who understand:
- Employment status
- IR35 and off-payroll working
- PAYE
- CIS
Start with a controlled pilot
Begin with a defined worker group, measure the process, then scale if the approach works. We're with you at every step.
KOVA WORKING CAPITAL CALCULATOR
Lower avoidable cost. Better cash timing. Clearer control.
Under a traditional umbrella arrangement, the agency funds the full umbrella invoice immediately. Under the Kova/direct engagement approach, only worker net pay leaves immediately, while PAYE, National Insurance, pension and other statutory amounts remain under agency control until due. This calculator provides a simple illustration of the potential cashflow and cost benefit.
Pensions AE postponement
With Kova, you do not just control the liabilities — you benefit from them. Statutory amounts stay under your control until due, improving both cashflow timing and cost structure.
Weekly cash retained on Day 1
£35,865
Estimated cash retained each week because the agency is not funding the full umbrella invoice upfront.
Average extra cashflow
£256,210
The average estimated additional cash under agency control during the calculation period.
Illustrative annual cost benefit
£126,530
Estimated annual cost benefit before any wider operational or compliance value.
52-week bank position: Umbrella vs Kova/direct
Day 1 cash outflow comparison
This calculator is for illustration only. It is not tax, legal, payroll or financial advice. It does not remove statutory liabilities. PAYE, National Insurance, pension contributions, VAT and other amounts remain payable when due. The figures are based on simplified assumptions and should be reviewed against the agency's actual worker numbers, rates, VAT position, payroll cycle and pension arrangements.
Want this calculated using your actual worker numbers?

FOR WORKERS
Clear pay. Transparent deductions. No surprises.
Your agency engages you. Kova runs onboarding, payroll and compliance behind the scenes, so you know how you're being paid, what's being deducted, and where to go for support.
Simple digital onboarding
Submit details, right-to-work and bank information in one structured flow, no paperwork chasing.
Transparent payslips
Every deduction is itemised and explained, so it's always clear how gross becomes net.
Reliable, on-time pay
A controlled payroll route designed for accuracy and consistency week after week.
Direct relationship with your agency
You stay engaged with the agency that placed you, Kova runs the operations behind the scenes.
- You know who engages you.
- You know who to contact.
- You can see your payslip and every deduction.
- Your documents are stored in one place.

